Terms & Conditions — p65.com

1 Acceptance of Terms

These Terms & Conditions ("Terms") are entered into between you ("Player," "User," or "you") and p65.com ("the Platform," "we," "us," or "our"), the operator of the online gaming and sports betting platform accessible at p65com.club and all associated subdomains, mobile interfaces, and service endpoints.

By completing registration on p65.com, logging into an existing account, making a deposit, placing a wager, or otherwise accessing any feature of the Platform, you unambiguously accept these Terms in their current form. This acceptance is binding regardless of whether you have read them in full. We therefore strongly encourage you to read every section before using p65.com.

These Terms apply to all aspects of the p65.com service, including but not limited to: slots, live dealer casino games, sports betting markets, bingo, sabong, arcade games, promotional offers, loyalty programs, and all payment and withdrawal functions. Separate game-specific rules or promotional terms may apply in addition to these Terms; where there is any conflict, the more specific document shall prevail for the matter to which it relates.

2 Eligibility & Age Verification

2.1 Minimum Age Requirement

Use of p65.com is strictly limited to natural persons who are at least twenty-one (21) years of age. This minimum age requirement is set in accordance with Philippine gaming regulations and PAGCOR responsible gaming standards. No person under the age of 21 is permitted to register, deposit funds, place wagers, or access any real-money feature of the p65.com platform.

2.2 Geographic Eligibility

p65.com is operated and marketed primarily for Filipino players residing in the Philippines. It is your sole responsibility to verify that accessing and using p65.com is lawful in your jurisdiction. p65.com makes no representations regarding the legality of its services in any jurisdiction outside the Philippines. Players accessing the Platform from jurisdictions where online gambling is prohibited do so at their own risk and may have their accounts suspended without notice.

2.3 Disqualified Persons

The following persons are not permitted to hold a p65.com account or use any feature of the Platform:

• Persons under 21 years of age;
• Current employees, officers, directors, agents, or contractors of p65.com or any of its affiliates;
• Immediate family members (spouse, parents, siblings, children) of the above;
• Persons who have been self-excluded from p65.com or placed under a mandatory exclusion order;
• Persons who have been convicted of fraud, money laundering, or any gaming-related offense in any jurisdiction.

3 Account Registration & Security

3.1 Single Account Policy

Each player may hold only one (1) active account on p65.com. The creation of duplicate or multiple accounts — whether under the same name, email address, device, IP address, payment method, or any combination thereof — is strictly prohibited. p65.com employs automated detection systems to identify duplicate accounts. Where duplicates are found, all associated accounts may be suspended and balances may be forfeited pending investigation.

3.2 Accuracy of Registration Information

You agree to provide accurate, current, and complete information during the registration process and to update such information promptly whenever it changes. p65.com reserves the right to request documentary evidence of any information provided at any time. Providing false, misleading, or unverifiable information constitutes a material breach of these Terms.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of your p65.com username and password. You agree to:

• Use a strong, unique password that is not shared with any other online service;
• Enable two-factor authentication (2FA) where available;
• Log out fully from shared or public devices (e.g., internet cafes in Quezon City or Cebu);
• Notify p65.com support immediately via live chat if you suspect unauthorized account access;
• Never share your login credentials with any other person, including family members.

p65.com shall not be liable for any losses arising from unauthorized account access where you have failed to take reasonable precautions to secure your credentials or where you have voluntarily shared your login information with another person.

3.4 Know Your Customer (KYC) Verification

In accordance with anti-money laundering obligations and responsible gaming requirements, p65.com conducts KYC verification on all accounts. You will be required to submit valid government-issued identification (such as a Philippine National ID / PhilSys card, passport, or driver's license) and may be required to provide proof of address and proof of payment method. p65.com reserves the right to suspend withdrawals and restrict account activity until KYC verification is satisfactorily completed.

4 Responsible Gaming

p65.com is committed to promoting safe, responsible, and sustainable gaming practices. We recognize that for a minority of players, gambling can become problematic, and we take our duty of care to our players seriously.

4.1 Player-Controlled Limits

All p65.com account holders have access to the following responsible gaming tools from their account dashboard:

• Deposit Limits: Daily, weekly, or monthly caps on the total amount you can deposit;
• Loss Limits: Caps on the maximum net loss you may incur in a given period;
• Wager Limits: Maximum bet size restrictions per session or per day;
• Session Time Reminders: Notifications alerting you when a defined session duration has been reached;
• Reality Checks: On-screen prompts displaying time elapsed and net win/loss during a session.

Increases to any limit take effect after a 24-hour cooling-off period. Decreases to any limit take effect immediately upon confirmation.

4.2 Self-Exclusion

Players who wish to take a break from gambling may request a self-exclusion period of 30 days, 90 days, 6 months, or permanent exclusion. Self-exclusion requests must be submitted through the Responsible Gaming section of your account settings or via p65.com live chat support. Self-exclusion takes effect within 24 hours of a verified request and cannot be reversed during the elected exclusion period. During self-exclusion, p65.com will take reasonable steps to prevent you from accessing your account and will not send promotional communications.

5 Deposits & Withdrawals

5.1 Deposit Methods and Processing

p65.com accepts deposits via GCash, PayMaya, BPI, BDO, Metrobank, and USDT. The minimum deposit is ₱100. Deposits are credited to your p65.com wallet in real time upon successful confirmation from the payment provider. p65.com does not charge fees on deposits, though your payment provider may apply its own transaction charges.

5.2 Withdrawal Conditions

Withdrawals are subject to the following conditions:

• Your account must be fully KYC-verified before any withdrawal is processed;
• Withdrawals may only be made to payment methods previously used to deposit, or to verified accounts in your own name;
• The minimum withdrawal amount is ₱100;
• Any active bonus funds must comply with applicable wagering requirements before the corresponding portion of your balance may be withdrawn;
• p65.com reserves the right to conduct additional verification checks before processing any withdrawal above ₱50,000;
• GCash and PayMaya withdrawals are typically processed within 15 minutes; bank transfers (BPI, BDO, Metrobank) typically within 1–2 business hours on weekdays.

5.3 Currency

All transactions on p65.com are denominated in Philippine Peso (PHP / ₱) unless you have specifically elected a USDT wallet. No currency conversion fees are applied to PHP transactions. Exchange rate risk on USDT transactions is the player's responsibility.

5.4 Anti-Money Laundering

p65.com operates in compliance with applicable anti-money laundering (AML) regulations. We reserve the right to delay, withhold, or return any deposit or withdrawal where there is reasonable suspicion of money laundering, fraud, or other financial crime. p65.com may file Suspicious Transaction Reports (STRs) with relevant Philippine authorities without notifying the account holder where required by law.

6 Bonuses & Promotions

p65.com offers various promotional offers to new and existing players. All bonuses are subject to these general terms and any specific terms stated at the time the bonus is offered. By claiming any bonus, you agree to the applicable bonus terms.

6.1 Wagering Requirements

Unless otherwise stated, bonus funds credited to your p65.com account are subject to wagering requirements before they may be withdrawn. The applicable wagering multiplier will be stated in the specific bonus terms. Wagering requirements must be met within the stated validity period or the bonus and any winnings derived from it will be forfeited.

6.2 Bonus Abuse

p65.com reserves the right to void bonuses and any associated winnings, and to close accounts, where it reasonably determines that:

• A player has opened multiple accounts to claim bonuses more than once;
• Coordinated wagering patterns are employed to exploit bonus terms;
• Low-risk or zero-risk wagering strategies are used primarily to satisfy wagering requirements rather than for genuine gaming activity;
• Bonuses have been claimed by players who are not eligible under the stated promotion terms.

6.3 Modification and Withdrawal of Offers

p65.com reserves the right to modify, suspend, or withdraw any promotional offer at any time without prior notice. Where a promotion is modified, players who have already claimed the promotion under the original terms will generally have those original terms honoured, subject to reasonable operational limitations.

7 Gameplay & Wagering Rules

All games available on p65.com are governed by individual game rules, which are accessible within each game interface. By placing a wager on any game, you confirm that you have reviewed and accept the applicable game rules.

7.1 Random Number Generation (RNG)

All non-live casino games on p65.com utilize certified Random Number Generation systems. The RNG certifications are issued by independent third-party testing agencies. p65.com does not manipulate or influence game outcomes. Published Return to Player (RTP) percentages reflect theoretical long-run averages and do not guarantee individual session results.

7.2 Void Wagers

p65.com reserves the right to void wagers in the following circumstances:

• Technical malfunction or software error affecting game outcome;
• Verifiable display or pricing error in sports odds;
• Evidence of collusion between players in a live game environment;
• Wagers placed after the relevant event result was determined (late bets);
• Any circumstance beyond p65.com's reasonable control that materially affects the integrity of a game or market.

7.3 Minimum and Maximum Stakes

Minimum and maximum stake limits apply to individual games and are displayed within each game interface or betting market. p65.com reserves the right to apply individual stake limits to specific accounts where unusual or suspicious wagering patterns are identified.

8 Prohibited Conduct

Breach of any of the above may result in immediate account suspension, forfeiture of account balance, and referral to relevant Philippine authorities without further notice.

9 Intellectual Property

All content on the p65.com platform — including but not limited to software, game code, graphics, logos, trademarks, text, user interface elements, and audiovisual materials — is the exclusive property of p65.com or its licensed content providers and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial gaming entertainment. You may not copy, reproduce, distribute, modify, reverse-engineer, or create derivative works from any p65.com content without prior written authorisation from p65.com.

10 Privacy & Data Protection

The collection, storage, processing, and use of your personal data by p65.com is governed by our Privacy Policy, which forms part of these Terms and is incorporated herein by reference. By using p65.com, you consent to the data practices described in the Privacy Policy. p65.com complies with applicable Philippine data protection legislation in its handling of player personal information. Your personal data will not be sold to third parties and is used only for the purposes of operating your account, processing transactions, complying with legal obligations, and improving platform services.

11 Limitation of Liability

To the maximum extent permitted by applicable Philippine law, p65.com shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform;
• Loss of profits, revenues, data, or gaming opportunities resulting from platform downtime, technical failure, or connectivity issues beyond p65.com's reasonable control;
• Losses resulting from unauthorized account access where you have failed to take reasonable security precautions;
• Any action or omission of third-party game providers, payment processors, or telecommunications providers;
• Gambling losses — all wagers are placed at your own risk and p65.com provides no guarantee of winning outcomes.

p65.com's total aggregate liability to you in connection with your use of the Platform shall not exceed the total amount of deposits made by you to p65.com in the ninety (90) days immediately preceding the event giving rise to the claim.

12 Account Suspension & Termination

p65.com reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, including but not limited to where:

• You have breached any provision of these Terms;
• You are found to be under 21 years of age;
• KYC verification cannot be satisfactorily completed;
• Fraudulent, abusive, or suspicious activity is detected on the account;
• p65.com is required to do so by applicable law or regulatory direction.

In the event of account closure due to a material breach by you, p65.com reserves the right to withhold any remaining balance pending investigation. Where account closure is initiated by p65.com for reasons other than player breach, any verified balance will be returned to you via your registered withdrawal method within a reasonable time.

You may close your own p65.com account at any time by contacting support via live chat. Voluntary account closure requests are processed within 48 hours. Outstanding withdrawals will be processed to your registered payment method.

13 Governing Law & Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising from your use of p65.com that cannot be resolved through direct negotiation with our support team shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceeding, you agree to first contact p65.com support via live chat or email and allow a period of thirty (30) days for good-faith resolution of the dispute. p65.com will make reasonable efforts to resolve any dispute fairly and promptly.

14 Amendments to These Terms

p65.com reserves the right to amend these Terms & Conditions at any time. Material changes will be communicated to registered players via email or on-platform notification at least seven (7) days before the changes take effect. Continued use of p65.com after the effective date of any amended Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically to stay informed of the current obligations governing your use of the Platform.

The current version of these Terms is always accessible at p65com.club/terms-conditions. The "Last Updated" date at the top of this document indicates when the most recent revision was made.

15 Contact Information

If you have any questions, concerns, or complaints regarding these Terms & Conditions or any aspect of the p65.com platform, please contact us through the following channels:

p65.com is committed to responding to all formal complaints and legal inquiries within a reasonable timeframe. For matters related to data protection, please reference "Data Protection Inquiry" in your communication. For matters related to responsible gaming or self-exclusion, please reference "Responsible Gaming Request."